Gina is very professional and provides an extremely personalized service. She always goes out of her way to ensure my needs are taken care of. I will keep going back to her for any mortgage needs.

Bay equity and Chris Granger were simplify amazing! Chris was there for us every step of the way. He quickly responded back to us by email or phone, and we felt like family. I would highly recommend Chris and his assistant Gina for your loan needs. We purchased our house with the use of a VA loan, and it went very smoothly. Top notch service!Craig & Heather, Rancho Cucamonga

We’ve worked with Chris Granger twice now and he is wonderful to work with. Always answered out questions, made the whole process a breeze with our initial purchase and refi.

I was introduced to Chris and his team by my real estate agent. Being a first time home buyer, I did not know what to expect, but Chris did an amazing job of guiding me through the application process and explaining all of the ins and outs of getting a mortgage. The closing process presented some challenges, but Chris handled everything with alacrity and was just an all-around pleasure to work with; I would highly recommend him.

(First off, go to Yelp if you want to see their reviews.) John, Jason and Chris are fantastic. They are very clear and up front about all aspects of the loan, amount and expectations along the way from pre approval through close of escrow. They take the time to walk you through everything. And go back over it five more times if anything’s not quite sticking. They let you know how one decision affects another, and set out the differences with so much detail you can confidently pursue any option. They are excellent and responsive communicators.This level of assistance is something we could have only dreamed of during the loan process on a prior home purchase with another company - it was more like “just sign here (x1,000) please, and do your own homework.”Thank you so much Bay Equity! You guys rock and we definitely look forward to working with you as needs arise in the future!!

Everyone at Bay Equity made our home purchase very easy. We couldn’t of asked for a better loan experience for the purchase of our first home.

The worse company ever. Save yourself lots of time and work with anyone else. They will ask you for a different piece of paper EVERYDAY.