Tabitha and her team were great!. They were on top of all the paperwork and the communication was excellent.. I would recommend Universal Lending to anyone, especially a first-time home buyer just like me.

Our realtor recommended Tabitha to us and I’m so glad we used her! Her and Erica were the absolute best to work with and made the experience of buying our first home an absolute breeze! They were there (even on weekends) to answer any questions we had and to explain the process clearly so that we understood every step we were taking! I couldnt recommend them enough!

READ THIS !!! This has been the worst experience do not use this company!!!! I worked with complete morons.... I was " approved" for a home, only to find out 3 days before my closing date I had been denied. I followed every instruction my so called "realtor" gave me, I cancelled my utilities as advised, dis enrolled my children from school, you can not even imagine my frustration. My realtor Nicolette was late to every single apportionment we had with her, not to mention I drove from Santa Fe each time and made it before her every single time! Erica consistently had zero information when I had questions, and Tabitha screwed me out of an appraisal reimbursement, had I known I was going to be dined I would have never went forward with that step. I highly recommend reconsidering going through this company if you even are considering them, they are 3.4 stars for a reason!!! They do not deserve one star!! Shoot for more, their service is disgust!!!

I recommend Tabitha Gallegos Kahn loan officer. She was amazing and was always there for any questions I had.

The most horrible place you can go through!!!! If you are looking into buying a home go through Legacy Mortgage amazing friendly people who actually know what there doing!!!

Worst experience ever! I would not recommend them.