Cannot speak highly enough. Scott and his wife make a great team. From the very first phone call to the signing of the papers, he made everything for a first-time homebuyer very clear and understandable. Was available all hours of the day and never had anything less than a cheery and helpful attitude. They took so much unnecessary stress out of the process. But not only that, they were able to get me a great interest rate and very affordable closing. They look out for your interest first and foremost and you feel it. I will continue to recommend them to everyone I know that is looking to buy a house or refinance.