Deborah was fantastic! She provides very thorough, holistic, and detailed analysis of our current financial picture and steps to take in order to meet stated financial goals. We made a number of changes once we saw the reporting.

My wife and I were looking for a non-commission based financial advisor that could help guide us through the murky waters of financial planning without the pressure of the sell. Terry helped us to clarify our situation and presented us with opportunities for improved financial health. We found him to be very personable, professional, and approachable. We are very happy with the decision we made to work with him.

My husband and I have been with Blue Water Capital Management for over 10 years. Terry always explained both the pros and cons of our options in a manner that made it easy for us to understand so that we both had peace of mind. As we approach our retirement in a couple years, we are happy to find ourselves in a good financial place and ready to enjoy our retirement for decades to come. We would highly recommend Terry and Blue Water Capital Management for their unique financial approach to achieving our financial needs.

Terry made the entire financial planning process easy. He took the time to go over financial scenarios and provided specific recommendations to better diversify our portfolio. Would highly recommend to anyone hoping to get their financial life in order. Go with a Fee Only advisor like Terry!

Terry is very professional and accessible! Whenever we have questions towards our financial situation, Terry is always there to help. We are very happy with his service and would definitely recommend his company to anyone who seek financial help in the area.