Lance turned our retirement forecast from "if I retire at 71, why do I run out of money so soon" to "retire at 65 (or sooner) and enjoy life". Not that he did any magic, but he knows how to deal with money in ways I would not have thought of on my own. The resulting feeling is one of great relief about our financial future.

Highly recommend ROI Financial. They have a great personable team here. They have taken very good care of my family and my money. You do not just drop off your money and wait, they help you build your financial feature in many ways. They helped me by lowering my taxable income, changing from pre tax to after tax roll overs and, changing my work 401k investments. Lance is very personable and cares about everybody who walks in his doors. We have several appointments during the year. We get updates on what our taxes will be so we are not surprised.