Bob is one of those wonderfully caring people who you instantly know has your best interests at heart. He has a fun sense of humor combined with a strong knowledge gained over many years of working in the financial guidance industry. I can highly recommend him to anyone who, like me, has no idea of what to do in this realm and needs someone trustworthy to provide the guidance necessary to reach a comfortable retirement or the peace that comes with feeling that one is doing the best one can with his/her money.