Do not use the company to fund your Reverse Mortgage. In my situation, they wasted 2.5 months of my borrowers time. Added multiple conditions that were satisfied towards the end of the loan. They are horrible at returning calls and email timely. The file was 100% factual and the borrower really need the loan. The file was fully approved and we satisfied all conditions. They declined it, at the very end with no reason other than to say that there were inconsistencies in the file.STAY AWAY FROM THE COMPANY!!!TAKE MY WORD ON IT. THEY WILL WASTE YOUR TIME!!!