For real estate loans, we recommend Bob Mallison, Broker & Owner of Consumers Mortgage/Reality, Camarillo. We decided to refinance our home to lower our interest rate. I somewhat dreaded the application and approval process due to the complexity of today’s real estate loans. Bob Mallison met with us on a Sunday and helped us understand what was required and why. He relived my dread by keeping us informed from start to finish. He assigned Frank Santoyo to oversee the day to day work on the loan package. Frank did an exceptional job. If they were students of mine, both would receive A’s for the job they did for us.