John is really friendly and personable. We used John for our first mortgage as well as a refi a few years later. I am self-employed and needed a co-signer for my loan. John did a great job facilitating the entire process and made it really easy for our family. If we ever move, I would absolutely use him again. I’ve also recommended him to friends and neighbors who have been happy with his service as well.

We are very grateful for the help John Francomacaro provided for us with our loan purchasing our very first home! He worked with us with everything!!! Being first buyers for a home can be a bit nervous and stressful but, John made the whole process of it so comfortable and easy. I would definitely recommend him and VHDA to others!!! One of the best experiences in my life!!! Almost a year being a Homeowner and still loving the whole feel of it!!! THANK YOU SO MUCH JOHN FOR YOUR ALL YOUR HELP!!!Your the best!Kalmbia (Debbie) Pearson

THANK YOU JOHN!!! From start to finish, you were perfect with the communication and expectations. We truly appreciate it!

John is extremely helpful and kind. I appreciate all of the help he has to contributed to Reese Law!

John is a consummate professional and successfully assisted us with a specialized loan application.