We are first time homebuyers!All we ever heard of the home buying process was to be careful.I’m sure this is due to the fact that there’s so many steps involved;so many documents to read (fine print included), so many major and minor details to make sure of, so many questions that SHOULD be asked, so many programs to choose from, etc. Well, let me be the first person to tell you the most positive (and only) thing you need to now about the home buying process…. Work with Noe Magallon at US Bank!!!Upfront, honest, communicative, informative, reliable, friendly… the list CAN go on. All these years hearing talk about “The American Dream”… wish someone would’ve told me it starts with your “dream lender”, and Noe is just that… the real deal! We were so nervous going into this process, but immediately you just know that he is being honest with you. He lays it out for you, educating you first, so that you can make the right decision. We always felt that he had our best interest in mind. If you are nervous, skeptical, doubtful, or feeling anything that is making you hesitate on buying a home, talk to Noe Magallon at US Bank first. It will make all the difference. We have no story to tell other than a great one, thanks to him and his crew at US Bank.As far as the house, the mortgage, etc... it all turned out better than expected. We are so happy with the outcome. We found a beautiful home with a desirable mortgage payment. Being happy and (probably even more important) feeling at peace with the finance part of it, has made this entire process so much more fun and exciting for us. I feel confident, and it makes me more than happy, to recommend Noe Magallon (at US Bank) for mortgage lending services!