I'd like to write a few words to express my gratitude and thanks to Mr. Ed Villanueva. Unfortunately, I put myself in no man's land with the IRS - you can call it ignorance for listening to somebody else, not dealing with the issue right away, nothing is going to happen mentality, etc. The result was very stressful when it came to dealing with the IRS and their way of getting their payments (levy on paycheck). To be honest, I called an out of state agency, but in talking to them, I just didn't like their proposal and the fact that they were an out of state agency. Then I looked at the San Antonio phone book and found Mr. Ed Villanueva's number - best phone call I ever made. When I talked to Mr. Villanueva, he sounded honest and very knowledgeable. The process took a couple of weeks, due to holidays in between. The outcome was very positive. The levy was lifted and money's taken by IRS were returned.Just a word of advice - if you currently have IRS issues, be proactive and call Mr. Villanueva. He will take care of your IRS issues and give you peace of mind.