After 8 years of using cash / debit for everything, my credit was almost non-existent. The fine and respectable gentlemen at this location (N Main St, Anderson, SC) have helped me to rebuild it. I was so impressed with their service and the "small town" friendliness which I consistently received there that I actually look forward to visiting each month when my payment is due.(Dishonest people beware. These guys are also very sharp. If you lie to them, you will have a very different experience!)